Yes. All Unimont properties offered for sale have clear titles. All Unimont projects are approved with most leading banks and financial institution for availing home loans.
Banks and financial institutions usually offer loans for a term of up to 30 years.
- Completed application form Essential
- Photograph Essential
- Photo Identity Proof Essential
- Residence Address Proof Essential
- Signature Verification Proof Essential
- Age Proof Essential
- Processing Fee Essential
- Income Proof Essential
- Last 3 months’ Salary Slip Essential
- Form 16 Essential
- Repayment Track record of existing loans/Loan closure letter Essential
- Bank Statement for the last 6 months from Salary Account Essential
- A brief introduction of Business/Profession Essential
- • • Photo Identity Proof, Residence Address Proof, Signature Verification Essential
- Statement for all the main partners/directors Essential
- Repayment Track record of existing loans/Loan closure letter Essential
- Board Resolution in case of a company Essential
- Proof of existence of the company Essential
- Office Address Proof Essential
- Income Tax Return / Computation of Total Income / Auditors Report / Balance Sheet / Profit & Loss Account certified by Chartered Accountant for last 2 years (both for business and personal of partners/directors) Essential
Home buyers needs to choose between fixed and floating rate home loans. Most of the banks/ financial institutions provide the home buyers with an option of switching floating rate to fixed rate once a year with no extra costs. However this need to be confirmed with the lender.
No penalty options to pre pay the loan is provided by some banks/financial institutions subject to limits laid by them. Generally pre-payment is permitted after a minimum of 6 months following loan disbursal